Moneyview: Money Manager Earth-4.6.0

Money Manager is a sophisticated personal finance management application designed to facilitate the tracking and management of expenses with ease. It also offers the option to secure an instant personal loan of up to ₹10,00,000.

The Moneyview Money Manager app provides a range of features:

• Automatic expense tracking through a personal expense tracker that utilizes SMS data.
• Payment reminders to ensure timely bill payments based on tracked SMS from banks and billers.
• A consolidated view of all credit and debit account balances via bank SMS monitoring.
• Effortless tracking of reimbursements.
• Quick access to personal loans up to ₹10,00,000, typically available within hours.

By employing proprietary technology, this app analyzes financial and transactional SMS messages from billers, providing users with a comprehensive overview of their financial status without requiring manual input.

Key Details Regarding Loans

• Loan Amount: Ranges from ₹10,000 to ₹10,00,000
• Repayment Duration: Between 3 months and 5 years
• Annual Interest Rate: Varies from 16% to 39%*
• Processing Fees: Between 2% and 8%*

For instance, a loan of ₹50,000 with an annual interest rate (APR) of 24% and a repayment term of 12 months incurs a processing fee of ₹1,750 plus ₹315 GST (no additional fees), resulting in a monthly EMI of ₹4,728. The disbursed amount would be ₹47,935 with total interest amounting to ₹6,736, leading to a total repayment of ₹56,736.

*These figures are for illustrative purposes only; actual interest rates and processing fees may differ based on individual credit assessments.

Responsible Lending Practices

Moneyview collaborates with RBI-regulated Non-Banking Financial Companies (NBFCs) and financial institutions. All policies and services adhere strictly to regulatory standards. As a founding member of the Digital Lenders Association of India, we follow the DLAI code of conduct.

Lending Partners:

• Whizdm Finance Pvt Ltd
• Aditya Birla Finance Ltd
• DMI Finance Private Ltd
• Clix Capital Services Pvt Ltd
• Kisetsu Saison Finance (India) Pvt Ltd
• SMFG India Credit
• Western Capital Advisors Pvt Ltd
• INCRED Financial Services Ltd
• Northern Arc Capital Limited
• IIFL Finance Ltd

Safety and Security Measures

The security framework at Moneyview is robust and designed to protect user data comprehensively. We utilize 256-bit encryption for data management ensuring that all information remains secure.

To enhance the efficiency of our service delivery, specific app permissions are required:

• SMS: Used solely for reading transactional messages to evaluate creditworthiness and determine loan amounts.
• Location: To assess the serviceability of loan applications and expedite the KYC process.
• Camera & Media Access: Facilitates uploading a selfie as part of the application process.
• Read Device Info: Ensures secure linkage between loan applications and the user's phone.

For details on our collection policy regarding dues, please visit: Policy for Dues.